Does the insurance cover the loss of car keys?

2 Oct, 2023

At Rigau Grup, we are committed to providing you with relevant and useful information on topics related to the safety of your car and keys. We will explore whether car insurance covers lost car keys and how key duplication and our locksmith service can be practical solutions to deal with this situation.


Insurance coverage for loss or theft of car keys

Is the loss of car keys covered by insurance?

The answer to this question may vary depending on the insurance policy you have. Some insurance companies may offer coverage for lost keys as part of a broader policy, while others may require you to purchase additional coverage specifically for this type of situation. It is important to review the terms and conditions of your auto insurance policy.

In general, most standard auto insurance policies do not include lost car keys as part of their basic coverage. However, some more comprehensive policies may include key loss protection as an additional benefit. Have you ever wondered “I lost my car keys, is it covered by insurance?” The answer could depend on the specific details of the policy.


Specific situations covered by insurance

  • Theft of car keys: In the event of theft, most insurers offer cover to replace the lock and keys.
  • Loss of all car keys: Some policies offer full coverage to replace lost keys.
  • Keys in the car: Many insurance policies include roadside assistance, which can help if you leave your keys in the car.


The importance of key duplication

Having duplicate keys can be a lifesaver in many situations. At Rigau Grup, we recommend the duplication of keys as an essential preventive measure that offers multiple benefits:

  • Avoid costs: Having a backup of your car keys can avoid expensive emergency calls and locksmith services.
  • Quick access in emergencies: A duplicate key gives you immediate access to your car in the event of an emergency.
  • Makes car sharing easier: If you share the vehicle with other drivers, having multiple copies of the keys makes it easier to manage and share.
  • Greater security: In case of lost keys, theft or wear of the original key, having a backup copy provides peace of mind.


The Rigau Group locksmith service

If you are faced with the loss of car keys and your insurance does not offer coverage, the Rigau Group locksmith service is your best ally. Our professional locksmiths have the skills and tools to open your car safely and, if necessary, provide an on-site replacement key.
Choosing a reliable and experienced locksmith service like Rigau Grup, available 24/7, is essential to solve your problem quickly and without complications.


Conclusion: Prepare for the unexpected

Losing or stealing your car keys can be a stressful experience. However, knowing that your home insurance covers lost keys or having a plan of action with a trusted locksmith service can significantly alleviate this stress. Key duplication and a reliable locksmith service like Rigau Group are essential to prepare for the unexpected and ensure you always have access to your vehicle, no matter what.
At Rigau, we are here to help you navigate these situations with ease and efficiency. Whether you need duplicate keys to prevent emergency situations or require immediate assistance due to loss or theft, our team of professionals is ready to provide fast and secure solutions.
Remember that prevention is key. Consider duplicating your keys as an investment in your peace of mind and security. And if you ever find yourself in a difficult situation, you know that you can rely on the Rigau Group locksmith service to solve your problem efficiently and get you back on the road as soon as possible.